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A new Assembly bill that would require health-care insurers to provide
coverage of infertility treatments has re-energized debate about health-care
mandates and their effects on health-care costs.
The bill, sponsored by Assembly Speaker Sheldon Silver, would mandate
that any health insurance that covers hospital stays, surgical care,
and medical care must also cover costs of diagnosis and treatments for
infertility, including drug therapy, artificial insemination and in-vitro
fertilization.
This bill joins many others that would mandate different kinds of health-care
coverage. For example:
- "Mental health parity," under which insurers would be required by
government to provide the same level of coverage for mental-health
treatments that they provide for other medical treatments, has been
proposed by Assemblyman James Brennan (D-Brooklyn) and Senator Thomas
Libous (R-Broome County).
- Senator John Bonacic (R-Delaware County) and Assemblywoman Deborah
Glick (D-New York City) have proposed mandating full coverage of annual
mammograms without co-payments or deductibles, as well as full coverage,
under prescription drug insurance, of contraceptive drugs and devices.
Many groups, including The Business Council, oppose health-care mandates
because they increase costs of health insurance.
Last year, The Council joined other advocates for business, labor, local
governments, and health insurers to urge lawmakers to impose a mora-orium
on new health-care mandates, citing the alarming increase in the number
of uninsured New Yorkers.
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