February 2000
Q. For
small employers not covered under the federal COBRA but covered under
the NYS cobra, is dental coverage required to be offered when an employee
leaves employment?
A. No,
the rules are different for small employers not covered under the federal
COBRA. The New York State Insurance Department does not consider dental
coverage under the categories of " hospital, surgical or medical
expense insurance " as stated in Section 3221(m) of the Insurance
Law, the section that covers insurance continuation (cobra) for small
employers not subject to the federal COBRA requirements. Therefore, no
dental offering is necessary.
[Archives]
This question
was an actual inquiry received by our Resourceline from a
Business Council member.
You'll find the
latest information on federal and state legislation and regulations
dealing with employer-employee relations, including short news updates
and in-depth explorations into the bottom line issues for all businesses.
From child care
to employee training...from ERISA to health insurance costs...The
Human Resource LINE has it all in a "fast read" format that will
give you the information you need, without overwhelming you with
paper!
You'll find out
what's happening at other organizations like yours, and get answers
to the most pressing problems for people in the human resource field.
A subscription
to The Human Resource LINE newsletter is free with Business
Council membership. For more information about a subscription
or membership, contact Janet Looby, The
Business Council at 800/358-1202.
