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LIFE AND DISABILITY PROGRAMS
PLAN
DESIGNS
LIFE
- Employee
and Dependent Basic Life
- Employee and Dependent Optional Life
- Accidental
Death, Dismemberment and Personal Loss Benefit
DISABILITY
- New
York State Disability Law (NY-DBL)
- Short
Term Disability
- Long
Term Disability
- Voluntary
Disability
Flexible
plan designs are available for all size groups based on number
of employees and benefit requirements. All plans are fully
insured by Aetna
Life Insurance Company, one of our Nation's
largest and most respected insurers and a leading provider
of life and disability benefits.
SPECIAL FEATURES
-
Administration and account service through the
BCNYS Insurance Fund, providing expert benefit
services to BCNYS member companies since 1957.
- Variable
options for Life disability provisions, maximums
and plan schedules.
- Variable
options for Disability maximums, benefit percentages,
disability definitions, COLA benefits, social
security integration and special provisions.
- Value-added
Aetna services
such as personalized enrollment forms for voluntary
plans, Aetna Benefits Checkbook and Aetna Beneficiary
Solutions for beneficiaries of life insurance
proceeds; and Aetna programs such as Worksite
Modification, Social Security Assistance and
Early Interaction / Rehabilitation Services
to assist persons eligible for disability benefits.
- Simple
single billing for Life, Disability and/or Dental.
- As
a member of the BCNYS Insurance Fund Trust,
rate stability is achieved by being part of
a very large group.
- Annual
Form 5500 filings are done by the BCNYS Insurance
Fund on behalf of all plan participants.
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Questions?
Contact Theresa
Stewart at
1-800-445-2023.
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