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DENTAL PROGRAMS
For
information/quotes contact Theresa
Stewart at 1-800-445-2023.
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PLAN
DESIGNS
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Basic
Plans |
Provide
high quality, low-cost coverage for preventive and general services.
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| Overlay
Plans |
Provide
full-service coverage including preventive, general and major services.
Orthodontia benefit options for dependent children are also available.
Covered persons are not required to go to a participating dentist;
but if they do, First Ameritas' network offers savings significantly
below prevailing fees. |
Dental
Choice Plans |
Provide
maximum freedom of choice to employees, who may elect to be covered
under a high quality, low-cost Basic Plan or a full-service Overlay
Plan. |
Voluntary
Plans |
Provide
employee paid coverage for groups of 50 or more eligible employees
with lower participation requirements than traditional contributory
plans and with the additional advantage of paying for these benefits
with pre-tax dollars. |
Dental Rewards |
Provides a reward for insureds who care for their teeth and only
use a portion of their maximum benefit during the calendar year by
increasing their maximum benefit in succeeding years. All of
our dental plans include this important feature. |
SPECIAL FEATURES
- Available
to groups with as few as two employees with no
benefit waiting periods.
- Fully
insured by First Ameritas Life Insurance Corp. of New
York, one of the nation's premier dental insurance providers.
- Administration
and account service through the BCNYS Insurance Fund,
providing expert benefit services to BCNYS member companies
since 1957.
- As
a member of the BCNYS Insurance Fund Trust, rate stability
is achieved by being a part of a very large group.
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Annual Form 5500 filings are done by the BCNYS Insurance
Fund on behalf of all plan participants.
- Toll-free
telephone service or visit ny.yourdentalsolutions.com/bcnys
for current, customized provider lists, personal claim
and plan information, forms and ID cards.
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